GOT A FINANCIAL CRISIS? NEED DEBT RELIEF?

Our Dundas Bankruptcy Trustees Can Help!

Please call us at 1-866-916-8907 to set up a FREE, confidential consultation.

Counsellor

Dundas Office

89 King Street W.
Suite 106
Dundas
Ontario

Map/Driving Directions

1-866-916-8907
Email

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Dundas Bankruptcy Trustees and Counsellors:

If you have concerns about money and need help
please call us for a free consultation.

Graeme Whitehead, CA, CIRP
Trustee in Bankruptcy
gwhitehead@afarber.com

Graeme manages the Hamilton Region (Hamilton, Halton, Brant and Niagara) and is a senior member of the consumer/small business and corporate insolvency teams. He recently joined the practice from the Hamilton office of a national accounting and insolvency firm.

Graeme brings over 11 years of insolvency experience in a wide array of capacities. These roles include Trustee/Administrator of Proposals, Trustee in Bankruptcy of consumer and corporate estates, private and court-appointed Receiver, Interim Receiver, private and court-appointed Monitor and proceedings under the CCAA.

His commercial industry experience includes greenhouse operations, vineyards, wineries, general manufacturing and machining, retail, and trucking.

Graeme brings a creative, respectful and co-operative approach to all insolvency engagements. He takes great pride in his work whether it is assisting a family save their home while maximizing the recovery to creditors or it is restructuring and preserving a viable business for its stakeholders, owners and employees.

Graeme received his Chartered Insolvency and Restructuring Professional designation and his Trustee in Bankruptcy licence in 2006. He is a member of the Canadian Association of Insolvency and Restructuring Professionals and the Ontario Association of Insolvency and Restructuring Professionals.

He is a frequent speaker to banks, credit unions, accounting and law firms on insolvency matters.

Jennifer Patterson, Counsellor
jpatterson@afarber.com

Jennifer works closely with Linda Abt supporting the Hamilton area offices. She began her career at A. Farber & Partners in 1998. Jennifer is responsible for providing counseling sessions for those working through the bankruptcy process and meeting with people initially to discuss options to solve their money problems. She enjoys helping people by reducing their stress and shame. Jennifer’s most memorable moment was helping a woman with her budgeting, enabling her to buy critical appliances for the family and manage her money more effectively to cover monthly expenses.

The cost of a Dundas bankruptcy is set by the Government. A. Farber & Partners have affordable payment terms available.

The A. Farber & Partners team of managers and Dundas bankruptcy trustees will work with you and your creditors to resolve your financial difficulties, in a non-judgmental, caring and compassionate manner.

Our Dundas bankruptcy trustees provide
this information for your protection:

Although you need a bankruptcy trustee to go bankrupt, bankruptcy is not the only thing our Dundas bankruptcy trustees can help you with. Our Dundas bankruptcy trustees are highly trained professionals who will give you the best advice possible, even if it means you do not use our services.

Our Dundas bankruptcy trustees are licensed by the Federal Government and subject to stringent codes of ethics. Bankruptcy trustees are the only debt professionals who can provide a full range of debt relief solutions.

Furthermore, bankruptcy trustees are the only debt professionals who can guarantee that you will get protection from your creditors.

Our Dundas bankruptcy trustees provide a full range of debt relief solutions:

Debt negotiation - contacting your creditors - to help you preserve your credit rating, our Dundas bankruptcy trustees can contact some or all of your creditors to explain your financial situation and recommend an arrangement that is tailored for your circumstances. Remember that filing bankruptcy in Canada is not the only solution to your money problems. Debt negotiation could be a viable alternative.
Debt elimination & consolidation loan - by approaching your bank or through our network of lenders, our managers and Dundas bankruptcy trustees can help you secure one loan to repay all of your other debts. While you may still owe the same amount in total, the monthly payment is often lower and you will only have one payment to make every month, which makes debt elimination easier. Debt consolidation is one alternative to filing bankruptcy in Dundas.
Consumer proposal - this agreement between you and your creditors may allow you to pay off only a portion of your debts and/or extend the time you have to pay off those debts. Our Dundas bankruptcy trustees help you draw up and present a formal offer to your creditors that is fair and reasonable to the creditors but that is also affordable to you. If the required majority of the creditors accept the offer then all your unsecured creditors are obliged by law to also accept the offer. Filing of a consumer proposal immediately stops all collection efforts and legal actions by your unsecured creditors, including asset seizures, and wage garnishments, but without having to file for bankruptcy. This type of debt relief is another alternative to personal bankruptcy filing.
Personal bankruptcy - as a last resort, you can cope with a financial crisis by declaring bankruptcy. Filing bankruptcy with one of our Dundas bankruptcy trustees is a powerful debt solution that immediately stops all collection efforts and legal actions by your creditors, including lawsuits, asset seizures, and wage garnishments. The personal bankruptcy process includes debt counseling sessions that can help you create realistic budgets and regain control over your finances. While nobody wants to go bankrupt, this may be the most appropriate solution to bring closure to a difficult period in your life so that you can build the new future that you and your family deserve.